I've heard that there are prescription medication discount programs out there to help those in need? I'm 63 years old and currently take three drugs that I can barely afford. What can you tell me?
Barely Insured

Dear Barely,
There are actually a wide variety of programs that help uninsured and underinsured Americans dramatically reduce their medication costs or even get them for free. Many programs can also help seniors with a Medicare prescription drug plan avoid their "doughnut hole" coverage gap, or reduce their costs once they reach it. Here's what you should know.